Establishing My High Risk Auto Insurance Policy
No one - I repeat - no one wants to be put into the position of having to face the music when they’ve done something wrong; but when you get caught doing something that is not above board the best that you can hope to do in that situation is handle it with maturity and responsibility. What I was facing was my (poor) decision to drive when my license was suspended and my subsequent longer term removal of my driver’s license. I was also facing the very real financial reality that I was going to have to pay a lot of money to get insured once I was back on the road. I was now going to have to have SR22 insurance - high risk auto insurance - and the state would be keeping a very close eye on me to make sure that I did indeed have the coverage that I was supposed to have.
Now that I had some time on my hands I was already working towards the day that I would be back on the road - this time as a much more responsible driver who has my wits about me. This required me going through the California auto insurance companies online and finding those that would even give me high risk auto insurance. I can assure you that this is not the easiest thing to find and I’m not sure how people did this research prior to the Internet. But with some time online and an idea of what I wanted I was able to find those companies that offered SR22 insurance and had the coverage that I was required to have. Once I found policies I requested quotes to see what I was going to be looking at in terms of payments. I was not at all surprised to learn that I was going to have to pay more than for a traditional auto insurance policy but this would not be forever and it was time to face the music.
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