March 7, 2010

Welcoming my son into the world of driving was difficult enough as a parent who is, of course, worried about his safety. But we were also met with news that we were unprepared for - that because of his age and inexperience our son would be considered a high risk driver right from the start and would - as a result - require high risk auto insurance. For a family that already paid through the nose for car insurance, as well as a host of other bills, we were terrified to think what California high risk car insurance would now cost us over and above what we were already paying.

While it was true that high risk auto insurance does come at a premium there was some room within the industry to find policies that would not completely break the bank. After all, this wasn’t forever; as long as my son kept his driving record clean he would not be considered a high risk driver for too long. We needed to find a policy that covered our needs today and allowed us to abide by what we were legally required to do - at a cost we could wrap our heads around.

The Internet was very much our salvation on this front. By getting online we could search out policies that met our needs and best of all we could compare policies side by side to determine which made the most sense for the money they were asking. As it turns out there was a lot of differences between policies; we needed only to do the legwork it would take to find those policies that worked for us and then make our decision from there. I was happy to know that we still had some options available to us and we were ready to see what was out there from which to choose. More to come in the next post.

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